By Guy Grand

CAT Adjuster

CAT Adjuster

Have you heard the term CAT adjuster and ever wondered what it means? A CAT adjuster is a specific type of insurance adjuster that is deployed to regions where a catastrophic event has occurred. This could be anything from a hurricane to a hailstorm. When these catastrophic events devastate a region, insurance agencies and independent firms will contract the work out to an independent CAT adjuster.

CAT Adjuster Pay

The insurance agencies and independent firms will pay the adjuster for each claim they are able to close which leads to a very high-income ceiling for a hard-working CAT adjuster. In fact, a common phrase in the industry is, “Make 6 figures in 6 months.” However, the typical income ranges from $70k – 100k in 6 – 9 months (depending on the ability of the catastrophe adjuster to close claims).

Self Employed

The CAT adjuster will generally spend weeks to months at a time in the affected region performing inspections in order to assess how much compensation the insurance customer is entitled to under their policy. The CAT adjuster is independently contracted so if the adjuster wants to keep getting claims and create lasting work relationships, they are expected to submit clean, comprehensive, and thorough reports.

Finding Work

Although this can be a very rewarding career, it can be difficult to get into without the proper training and connections. There is one catastrophic adjuster training school that can boast over 95% job placement for their graduates. Veteran Adjusting School or VAS has built relationships with independent firms and insurance agencies to hire their students right out of school.


Why is VAS so successful in getting their students hired? There are 3 major reasons:

  1. The 6-week VAS course curriculum combines interactive and traditional learning approaches to give the student the most thorough and in depth training available. The real-world storm simulation allows the student to experience what it will be like to perform an inspection when they graduate.
  2. VAS Insurance Partners know that VAS students are comprehensively trained and able to take claims the day they graduate and submit an exceptional work product every time.   
  3. Working in the CAT adjuster industry is not easy. It takes hard work, dedication, organization, and self-motivation in order to have success in the field. That is why VAS is not looking for students, they are looking for dedication. They only accept students that display these attributes.

Working in the catastrophic insurance adjusting field is not for everyone. Do you have what it takes?